As we leave 2022 behind, it’s traditional for many of us to review our performance over the last twelve months. I thoroughly enjoy reading these reviews and as usual there has been a wide spread of results across the board. A small number of investors I follow managed to turn a profit, my 11% loss […]
It feels like a constant mantra when I sit to write a new article but I hardly know where to start this week. So much has happened that I feel as though I could almost write an article a day and still struggle to keep up with events. Rather than try to dissect all the
Earlier this week I was speaking to a friend about his portfolio and some options he was considering taking to reduce volatility. Put simply, he wanted to sell out of a number of positions which were rapidly declining, move into cash and then buy in again at a lower level. When I asked him why,
Reader Question: How often do you sell positions? Read More »
A friend of mine was recently contacted by a fine wine salesman. The pitch was fairly straight forward. In addition to buying wine to drink, individuals can also create investment portfolio of fine vintages. Wine is a finite product for which demand is currently outstripping supply. The great chateaus of the world only produce so many
Reader Question: Should I consider investing in fine wine? Read More »
“The only certain thing about the future is uncertainty” Ever since I lost my parents, I’ve embraced my lack of control over much of the world. When we’re young, we feel an almost limitless sense of certainty, but the truth is the world is random and uncertain. Because of this, I put a great deal
Having a background in business and marketing, I’m occasionally approached by friends and colleagues looking to get my input on new ventures they’re thinking of pursuing. Sometimes, these ventures are well-thought out, original and are simply in need of a sounding board and someone willing to spend the time to make them work. Sadly, others
When the financial services sector (and most global economies) fell off a cliff in 2007/08, savings rates fell with them. Several years (and many interest cuts) later, I decided to take the plunge and invest some money with Zopa Loans. At the time, I wasn’t sure whether the company would survive or if I’d ever
Ever since my parents passed away, I’ve aspired to own my own property – not as an investment, but as a home. Consequently, I’ve spent many years squirreling money away to put towards a deposit and eagerly reading any information I could find on the financing of property deals. When I was younger, I assumed
For many people, achieving income from savings and investments has been a struggle for the better part of ten years. With interest rates at record lows of 0.25%, the interest from cash deposits is negligible and unlikely to improve soon. The search for income is becoming increasingly difficult in an environment of low-interest rates, but that
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Have you ever wondered how to go about analysing a Cap Rate for an investment ? Are you trying to figure out what NOI means? Do you want to know how to calculate the various types of ROI, like Cash-on-Cash Return and Total Return? If so, no need to struggle alone – I’ve written what
An introduction to Real Estate Investment Analysis Read More »
I generally try to avoid too much controversy on this blog. Admittedly, I might occasionally pen a provocative opinion piece, but by and large, I try to stick to informative articles. Earlier this week, I took a call from now investor who really, really wasn’t ready for an investment in his business. That might sound
Are you ready to start seeking investment in your business? Read More »
