Personal Reflection

Reflections on 2024: A Year of Fortitude, Lessons, and the Steadfast Pursuit of Excellence

As the sun sets on 2024, my approach to investing has again been characterised by resilience and stewardship. My efforts to diversify my portfolio geographically have continued, leading to a year-end weighting of 68.9% towards UK equities, 9.3% US equities, 7.3% Asian equities, 2.8% Swiss equities, 1.1% European equities, and 10.6% cash, including bonds. While

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FINALLY!

Those of you that used to follow this blog will have noticed that I’ve been somewhat absent over the last few months. It will therefore come as little surprise to hear that I’ve been extraordinarily busy but happily have found some time to sit down and pen another article. When I started this blog in

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Success at Easter

Last night, I celebrated a milestone birthday for my Grandmother, taking her to a fine dining establishment in Nottingham called Harts. It’s a nice restaurant based in the Park – about a million miles away from where I grew up and certainly not a location I would have ever expected to find myself when younger,

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If your household were a company, would it be an attractive investment?

Being a business student, I find the structure and thinking of much of the business world a useful lens for viewing aspects of my personal life. Once a year, I imagine sitting with my ‘board’ and presenting my progress for the year. If I’ve done well, I could imagine that external investors (my girlfriend, my

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Occasional notes on investing, process, behaviour and long-term capital stewardship.

Capital Ledger is written for readers who prefer considered judgement over market noise. The newsletter shares new essays, journal entries and periodic reviews as they are published.

No tips. No trading alerts. No noise.