It’s 8:30am. The index is down sharply, the headlines are unhelpful, and one of your biggest holdings is suddenly off 7% despite no obvious company news. Volatility has returned. This is the moment a lack of process can destroy you. Volatility compresses time and makes decisions that ought to be part of a long-term strategy […]
There is, among novice investors, a persistent tendency toward feverish impatience. When markets tremble, headlines blare, and portfolios lurch, the inexperienced are seized by a dangerous impulse: to act immediately, and often unwisely. Yet it is precisely in such moments that the wiser course is often one of stillness. When global markets collapse, even the
Navigating Volatility: Lessons from the Classics Read More »
Before we begin, I must extend a word of apology to regular readers for my absence for the past three months. Life, as it sometimes does, has gathered pace – not least due to the demands of a recent promotion in my professional role, as well as the growing commitments of the podcast. Though I
Steady Hands and Seasoned Judgment: Meditations on the Spring Investment Landscape Read More »
In the ever-evolving world of finance, it is the discerning investor who recognises that fiscal policy changes are not merely legislative adjustments but harbingers of new opportunities. The latest UK budget reforms, published last Wednesday by our first ever female Chancellor of the Exchequer, offer much for the astute investor to consider. Initial reactions to
In 2007, one of the world’s biggest investment banks, Lehman Brothers, collapsed into bankruptcy after suffering months of share price declines amid rumours of its subprime mortgage exposure. For those readers of a more tender age, the investment banking system had basically loaned funds to property investors that were fundamentally incapable of keeping up with
The Chinese property market – is it Lehman Brothers part II? Read More »
Every investor knows the saying that investments can go down as well as up in value. Knowing and seeing this in action are two different things however, and my perception over the last 24 months has been of a huge number of investors disappearing from social media. After a decade of low interest rates and
Being a patient investor in a persistent market downturn Read More »
Anyone with half an eye on financial markets will have seen the headlines about Silicon Valley Bank becoming insolvent over the last few days. The situation is rapidly escalating and with it the entire financial press and half of my financial contacts have become consumed by producing coverage. I am joining them. In this article,
It feels like a constant mantra when I sit to write a new article but I hardly know where to start this week. So much has happened that I feel as though I could almost write an article a day and still struggle to keep up with events. Rather than try to dissect all the
For many people, achieving income from savings and investments has been a struggle for the better part of ten years. With interest rates at record lows of 0.25%, the interest from cash deposits is negligible and unlikely to improve soon. The search for income is becoming increasingly difficult in an environment of low-interest rates, but that
The search for income in an environment of low interest rates Read More »
