For many people, achieving income from savings and investments has been a struggle for the better part of ten years. With interest rates at record lows of 0.25%, the interest from cash deposits is negligible and unlikely to improve soon. The search for income is becoming increasingly difficult in an environment of low-interest rates, but that […]
The search for income in an environment of low interest rates Read More »
The ability to acquire income generating assets is an essential part of achieving financial independence. If you can generate enough income from your savings, investments and business ventures, you can effectively ‘retire’ from the 9-5 grind of every day employment. For many people, this might seem like a pipe-dream, but it’s a serious goal of
There are many criteria I consider when making an investment in a stock. Among them is the price relative to historical value; does it look cheap, or is it at an ‘all-time high’? In theory, if I believe a company to be solid, short-term fluctuations in price are meaningless, so a falling value only encourages
With constant reports of incomes being squeezed, house prices rising, and new fears about inflation ticking upwards, are you making the most of your money? In my opinion, the most efficient way to generate an income is to utilise tax-free allowances to maximise your tax-free income. To those that follow personal finance, you’ll know that ever
As some of you may know, when I first left University, I took up work with a company called Field Associates. It was a small business which positioned itself in the market as a ’growth consultancy and business brokerage’. What I came to learn was that this company handled a range of small business opportunities
Are REITs (Real Estate Investment Trusts) a good investment? Will they continue to be in the face of a rapidly inflating property market? Whilst REITs are usually fairly unique (other than being a vehicle for investing in real estate), there are several factors that individuals can take into account when assessing an investment in one.
